Welcome back, plan participant.
Hold $401K and get paid in the S&P 500 at every opening bell. Half of every trading fee buys back and burns $401K. The other half is paid to holders, weekdays at 9:30 AM New York time.
Posted at launch
Everything a plan portal shows you, minus the employer match. The live figures switch on when $401K starts trading on pump.fun.
Prices from DEX Screener, refreshed every 30 seconds. The S&P price is what one $401K is worth in the pair.
Every trade pays a 3% fee in the S&P 500, the coin's pair. None of it stays with the dev. At 9:30 AM New York every weekday the plan rings the bell: half of the fees buys $401K back and burns it, and half is paid out to everyone holding.
Our retirement calculator. Compare the S&P 500's long-run average with what $401K holders tell each other.
Results not typical. Past performance is a meme. This is a memecoin, not a retirement plan, and nothing here is financial advice.
Every real 401(k) comes with one of these. Ours fits on one page and says exactly where the money goes.
Diversified across one asset.
Type your name and post your statement. Every $401K participant retires next Tuesday.
On a phone, press and hold the statement to save it.
Three steps. The third is the hardest.
Any Solana wallet works: Phantom, Solflare, Jupiter, Backpack.
Open the coin page from the Contribute button and buy. Pump handles the S&P pair for you.
Payouts land in your wallet at 9:30 AM New York on weekdays. Then don't check it until you're 65.
The things people ask before they put their 401k in $401K.
No. $401K is a memecoin on pump.fun, paired with a tokenized S&P 500 asset. The retirement account, calculator and statement on this page are jokes. The payouts and burns are real and on chain.
Every weekday at the 9:30 AM opening bell, New York time. Fees from the weekend wait for Monday's bell.
The S&P 500 token, the same asset the coin is paired with. Trading fees on pump.fun come in as the pair, and half of them go straight back to holders.
By your average balance over the 24 hours before the bell. Holding all day counts in full; buying right before 9:30 counts for almost nothing.
The coin's creator fee is 3% of every trade. Half buys $401K back and burns it, and half is paid to holders. None of it is kept by the dev, and every payout and burn is posted on chain.
Yes, any time, by selling on pump.fun. A real 401(k) charges 10% for withdrawing before 59½. This one doesn't, but the button above will try.
The bell rings every weekday. Be holding when it does.